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Hello Erika,
Keeping everything free, will require you to pay from your own pocket to run them you cant subscribe to all these for free, however you can pay for them and let users use them for free in order to get more traffic to your website.
With respect to building tools, these 2 courses will help you build a system of tools that you can start from:
– https://learnwithhasan.com/learn/wordpress-saas/– https://learnwithhasan.com/learn/build-and-sell-ai-tools/
But in order to improve your skillset and build more complex and needed tools you’ll need to invest in your self and learning programming. This course contains a part where you’ll learn python: https://learnwithhasan.com/learn/prompt-engineering/
You’ll get access to all the courses above and the others in the library once you subscribe.